Employer-Based Health Insurance Rolls Shrinking
Call it an unintended–or perhaps intended–consequence of ObamaCare:
Fewer people received insurance coverage through their employer in 2010 than in 2009, and the number of people covered through government insurance programs continued to rise, according to 2010 data reported Tuesday by the U.S. Census Bureau.
It’s a trend that started a decade ago, as costs continue to rise and make it harder for employers to offer coverage to their workers. The Kaiser Family Foundation found that since 1999 family premiums for employer-sponsored health coverage have increased by 131 percent.
“Over the last 10 years, private health insurance has continuously decreased,” said Brett O’Hara, chief of the Census Bureau’s Health and Disability Statistics Branch. “The number of people covered by government programs has increased for the fourth consecutive year.”
According to the data, employment-based coverage dropped by 1.5 million, while the number of people covered by government programs rose by 1.8 million and now stands at 31 percent of the population.
Part of it is no doubt the dismal employment situation, but almost certainly another part of it is the fact that ObamaCare imposes so many new regulations on employers–many of them specific to health insurance–that employers are starting to find it easier and cheaper to just make people go to the government for their coverage.